• Eligibility

Who Is Eligible

If your assigned work hours are 30 hours or more per week, you are eligible to receive full-time benefits. If your assigned work hours are 20 to 29 hours per week, you are eligible for part-time benefits. You may also enroll your eligible family members in medical, dental, vision and voluntary life insurance.

Your eligible family members include:

  • Your legal spouse or registered domestic partner (RDP)
  • Your natural children, stepchildren, legally adopted children, your RDP’s children and children for whom you are required to provide coverage under a Qualified Medical Child Support Order

Eligibility varies between coverages as follows:

Medical, Dental, Vision

Children under age 26, regardless of marital or student status, are eligible. Children age 26 and older who are physically or mentally incapable of self-support due to a physical or mental disability may continue on your health plan. You will be required to provide appropriate documentation of their disability annually.

Voluntary Life and AD&D

Dependent children under age 26 are eligible.

Learn More About Dependent Verification

Questions on your benefits?

Employee Benefits Help Line

Required Information

As part of The Patient Protection and Affordable Care Act (PPACA), we are required to report annual health plan information to the Internal Revenue Service (IRS) to verify that you and your eligible family members are enrolled in coverage and are not subject to a tax penalty. In order for us to satisfy this reporting requirement, you will be prompted at enrollment to enter the Social Security number (SSN) for all covered dependent(s) for which this information is missing. You can rest assured that your personal information will be securely submitted to the IRS and will remain confidential.

When Coverage Begins

If you enroll on time, medical, dental, vision, voluntary life and AD&D, and flexible spending accounts will begin on the first of the month following 31 calendar days of employment. You will be automatically enrolled in company-paid benefits on the first of the month following your date of hire.

Cost for Coverage

Your employer pays the full cost for basic life and AD&D insurance, long-term disability and the employee assistance program (EAP). Contributions for the plans in which you share the cost, as well as for the flexible spending accounts (FSA) and 401(k), are deducted from your pay on a pre-tax basis. This means that the income you use to pay for these benefits is not taxed, putting dollars back into your pocket.

The cost for certain voluntary benefits are paid by you on an after-tax basis.

Registered Domestic Partner (RDP) Coverage

You can add your Registered Domestic Partner (RDP) to your benefit coverage during Open Enrollment. Federal COBRA coverage is not offered to RDPs or the children of RDPs. Proof of dependent eligibility is required.

Your contributions to cover an RDP are the same as those to cover a legal spouse. However, because of Internal Revenue Code (IRC) restrictions, in most cases, the fair market value of your RDP’s or RDP’s children’s (if they are not federal tax dependents) health care coverage will be taxable to you as imputed income. This value is determined by the amount that your employer pays in premium for RDP coverage. This amount raises your taxable gross income. Also, the payroll deductions to cover an RDP must be taken on an after-tax basis.

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